Comprehensive health insurance for
individuals
Families
and SMEs
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Switch to Nigeria’s top-tier Health Insurer (HMO) – where genuine care meets unparalleled service.
Discover superior, intelligent, and rewarding healthcare solutions.
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About Us
Leading Health Insurance Company
In a bid to redefine health insurance in Nigeria, we birthed Capstone Ultracare.
In a bid to redefine health insurance in Nigeria, we birthed Capstone Ultracare.
Capstone Ultracare offers one of the best health insurance in Nigeria that can be used to take care of your health needs at over 2,500+ healthcare centres in Nigeria.
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Trusted By
There Is No One That Cannot Afford Our Health Insurance Products
Health Plans tailor made for you
Feel Free to pick any of our plans and have a bite on our spicy bouquet and you will be glad you did. Call our Marketing Team on +234-811-2893-000
Individuals
At Capstone Ultracare HMO we offer health plans that fits you. With our HMO plans, you get affordable, stress-free access to quality healthcare whenever you need it.
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Access to top hospitals & clinics -
24/7 medical support -
Preventive care & wellness benefits
Join thousands who trust us to keep them healthy. Choose peace of mind today!
Sign up now and enjoy coverage that puts you first.
Enroll Now
Families
Because Your Family Deserves the Best Care
Protect your loved ones with a health plan that covers every stage of life. From regular checkups to emergency care, our Family HMO Plans ensure every member is safe and supported.
Coverage for children, parents, and dependents
Network of reliable healthcare providers
Preventive care, maternity, and pediatric services
Affordable. Comprehensive. Family-focused.
Secure your family’s future health today!
Enroll Now
Corporate
Empower Your Workforce with Premium Healthcare Solutions
A healthy team is a productive team. Our Corporate HMO Plans are tailored to support your employees’ wellbeing, reduce absenteeism, and boost morale.
Flexible group plans
Comprehensive health benefits for staff
Easy onboarding and dedicated account support
Partner with us for smart, reliable healthcare your team can count on.
Get a customized quote for your organization today.
Enroll Now
Senior Advantage Plan
Tailored HMO coverage for individuals aged 60+, focusing on preventive health, chronic care management, and emergency support in a trusted healthcare network.
Key Benefits
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Annual Wellness Checkups & Immunizations -
Specialist Referrals & Diagnostics -
Hospital & Emergency Coverage (30 days/year) -
Chronic Care Support (Hypertension, Diabetes, COPD, etc.) -
Home Visits & Telehealth Options -
24/7 Member Support + Care Coordination
Why Capstone Ultra Care
Putting Your Medical Needs In The Hands Of The Experts
Our expertise in designing well suited Customized Products and the Provision of top notch services at all times is our unique selling proposition.
Customer Relationship Management
We place a high premium on customer satisfaction with global standard platforms to permanently feel the pulse of our enrollees and ensure their satisfaction.
Nation Wide Hospital Network
In Capstone Ultra care HMO, the NHIA accredited facilities across the country are our critical stakeholders and our relationship is plugged in the same socket to ensure our enrollee’s satisfaction always.
Why Choose Us
Exclusive Benefits
Advanced Pharmacy Benefits
Delivery of prescription drugs to your homes or offices (for people with chronic illnesses) and option to pick up preferred brand of drugs from partner pharmacies (for acute cases)
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15+ Years of experience -
Highly Equipped Clinic -
Good quality care & service
Testimonials
What Our Clients Say
“I used to worry about falling sick and the cost of treatment, but ever since I signed up with this HMO, my life has been so much easier. The registration process was smooth, and I was able to access quality care without long delays. They really do put patients first!”
Amaka, Freelance Designer
My family’s health is everything to me, and this HMO has given us peace of mind. From pediatric checkups for my kids to wellness screenings for my husband and me, their service has been top-notch. Friendly support, reliable hospitals, and affordable plans—we’re truly grateful!”
Jide, Engineer
As a young professional constantly on the move, I needed a healthcare plan that was both flexible and dependable. This HMO exceeded my expectations. I’ve been able to access great hospitals without any hassle, and their customer service is always just a call away. I feel truly cared for.”
Anita, Marketing Executive
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